FOR OWNER-OPERATORS · SERVICE BUSINESSES · REAL ESTATE INVESTORS
HOW TO POSITION YOUR BUSINESS FOR $50K–$150K AT 0% INTEREST BUSINESS FUNDING
IN LESS THAN 90 DAYS WITHOUT TAX RETURNS, FINANCIALS, OR COLLATERAL
Free training: find what's holding your file back, and the one thing to fix first.
Free Online Training · New Sessions Every Day
☆ Built around how lenders actually decide ☆ The 12 Fundability Benchmarks ☆ Pick a time that works for you
The Approval is Won Before the Application.
Most denials come from two things: a file that isn't ready and applying in the wrong order. Learn what lenders check first, before you apply again.
Lenders Put Every Business Owner Into One of 3 Profiles
Banks sort your file before they read a word about your business. Which one are you? On the free training, you’ll find out, plus the first move for your profile.
Damaged
Collections, maxed-out cards or late payments are working against you. Lenders see risk first.
THIN
Not bad, just thin: short history, few accounts, no business file. Unknowns often get declined.
READY
Your file may be ready. The problem may be where, and in what order, you've been applying.
Inside the training, you'll learn 3 secrets
The sequence we use to help owners go from a denied file to a fundable one
Secret 01
The 0% funding system banks don't advertise
Why the fastest capital for owners under $1M in revenue isn't a loan, an MCA, or the card in your wallet — and how the 12 Fundability Benchmarks decide who gets it.
The System
Secret 02
How a denied or damaged file can become fundable
The handful of data points on your report that lenders weigh most, and why working on them doesn't start with another tax return.
The profile
Secret 03
Why the bank was never the problem
A denial isn't always about your business. A lot of the time it's about what the lender sees on your file, and the order you apply in. In this training you'll see why the approval is won before the application.
the sequence
Taught by someone who got denied too.
Gene got denied too. Sitting in a bank parking lot after another rejection, nobody would tell him why.
The answer wasn't his revenue. It was data points on his file that no one had ever shown him.
Now he and his team help owners fix those first, before they apply.
Real Business Owners. Real Funding Results.
I was quoted 28% by a merchant cash advance guy the week before. $102,000 with American Express. It's paying for holding costs while the appraisal got reordered. No personal guarantee drama, no collateral pledged.
Didn't think a company my size would get looked at twice. $107,000 approved through Citizens Bank, and it's going straight into covering driver pay while brokers sat on 45-day terms. Second approval this year and the process held up both times.
My accountant told me to stop putting the business on personal plastic. $74,000 with American Express. It's paying for the bond and materials for a municipal contract. It's in the business name, which is the part that actually matters to me.
Went in fully expecting another decline. $98,500 approved through American Express, and it's going straight into permits, bonding and insurance on a bigger scope than we've bid before. I sleep better with a line sitting there unused.
Approval email hit while I was still on a job site. Ended up at $96,000 with Chase. First move was a frame machine rebuild after the old one gave out mid-job. I'd have paid double the fee for what this unlocked.
This came through right when the season was about to turn on us. Chase came back at $67,000 that's covering framing lumber and trusses on a spec build before draw one hit. Everything got documented properly, which is why it went through.
Third try, and this time the file was actually built right. $82,000 approved through Capital One, and it's going straight into a mini excavator instead of a weekly rental bill. Already put it to work the same week.
I'd been turned down twice before this one. $84,000 approved through Chase, and it's going straight into a second van and floor machines for the night crew. I sleep better with a line sitting there unused.
First approval since I restructured the entity. Ended up at $127,000 with Intuit. First move was copper and fittings bought ahead of the last price jump. I sleep better with a line sitting there unused.
Got the notification standing in the supply house parking lot. $28,000 approved through Citi, and it's going straight into an air freight order when the ocean container missed the cutoff. Second approval this year and the process held up both times.
Applied Monday, had the approval in hand by Thursday. American Express came back at $40,000 that's covering a used wrecker so we stopped paying an outside tow bill. I'm done floating the company on my personal cards.
Been running on deposits and prayer since we opened. $76,500 approved through Intuit, and it's going straight into opening a third bay and the tooling that came with it. Paying it back on my schedule instead of a factor rate.
Individual results shown with permission. Results vary, outcomes are not guaranteed.
Dustin G.
Real Estate · Augusta, GA
Gene and his funding specialist got the job done!!!!
Bills were stacking up while waiting on an appraisal redo, and draining our cash reserves. Having $102,500 in 0% business credit through Chase gave us the cushion to act right away instead of putting projects on hold.
It was well needed. Very grateful this was possible.
$102,500 • Chase Ink • 0% intro • Jun 2026
Patrick S.
HVAC · Denver, CO
Huge shoutout to the Ryland Partners team.
Instead of letting me burn through cash for new equipment, they helped bump my score to 721 and locked in $80k in 0% credit.
Having a real strategy instead of just guessing saved us a ton of headaches.
$80,000 • Citizens & American Express • 0% intro • Feb 2026
Trey L.
Contractor · Sacramento, CA
We reached a point where payroll for a five-person crew across two overlapping jobs could not wait, and I still wanted to protect our reserves.
We got approval for $45,000 through Chase, and were able to make the move and keep operating without any interuption.
Getting approved was a shock, especially since I had applied at Chase a few months before and got denied.
William worked his magic, and the rep from Chase was very helpful in the process.
$45,000 • Chase Ink • 0% intro • Jan 2026
Dustin G.
Real Estate · Augusta, GA
For my real estate business in Augusta, I wanted to handle holding costs while a property appraisal was being redone without emptying the operating account. Having $43,500 available through Chase changed the timing completely; we could act now instead of pushing it off. I appreciated that the strategy was built around the business instead of just chasing the biggest approval possible, and it made the next capital decision feel a lot easier to evaluate.
$102,500 • Capital One • 0% intro • Jun 2026
Patrick S.
HVAC · Denver, CO
The opportunity made sense, but I did not want a recovery machine, gauges, and two complete tool kits to consume the cash we keep for day-to-day operations. Getting the credit side from 610 to 721 over 7 months made the funding step feel much more intentional. That $40,000 of business credit through Citi gave us flexibility without forcing a rushed decision somewhere else. The structure kept me from making a bunch of unnecessary applications on my own.
$80,000 • Capital One • 0% intro • Jun 2026
Trey L.
Contractor · Sacramento, CA
We reached a point where payroll for a five-person crew across two overlapping jobs could not wait, and I still wanted to protect our reserves. Once the $45,000 through Chase was in place, we were able to make the move and keep our normal cash cycle intact. It felt like a financing plan, not a guessing game that is the part I would want to repeat the next time the business needs capital.
$50,000 • Capital One • 0% intro • Jun 2026
Gustavo A.
Automotive · Des Moines, IA
I had gotten denied at my bank that I have been with for over 3 years. It made no sense.
Spoke with Gene at an event and he said his team could get it done.
It took about 45 days, but I had some negatives on my credit.
They removed them and shortly after I got 2 approvals, and there are more to come.
$63,000 • Chase and US Bank • 0% intro • March 2025
Monica D.
Cleaning Services · Tulsa, OK
I met Gene through my sister-in-law after he helped her fix her credit and get funding. That gave me a lot of hope that he might be able to help me too.
They ended up removing a collection from my credit report and also helped me get my business set up the right way. Because of that, I was able to get funding, which really helped me with marketing and cash flow during a slower season.
I’d definitely recommend working with Gene and his team. They were super helpful, stayed on top of everything, and the customer service was on point.
$146,000 • Intuit Capital • 0% intro • Nov 2025
Taylor V.
Real Estate · Wichita, KS
I heard about business funding using the stacking method, but was skeptical.
Got a couple of denials in the beginning, but that was because of an issue I had with AMX. But William continued pushing and was able to get me an approval with Wells Fargo.
I was able to use the money for the investment and use the left over for the remod.
The house is on the market, but I plan to rinse and repeat.
$82,000 • Wells Fargo • 0% intro • Jun 2025
Gustavo A.
Automotive · Des Moines, IA
I knew a used wrecker to reduce outside towing costs would help the business, but I wanted a better way to finance it than just using whatever cash was available. Once the $40,000 through American Express was in place, we were able to make the move and keep our normal cash cycle intact.
$63,000 • Capital One • 0% intro • Jun 2026
Taylor V.
Real Estate · Wichita, KS
I wanted to cover earnest money on two contracts without tapping reserves while the timing was good instead of waiting several more months to save the cash. We did not rush the applications; my credit improved from 692 to 734 over about 9 months first. The $35,500 line through Wells Fargo gave us a cushion to cover the expense while the business kept running normally. It was the first time I felt like I was using credit as a business tool instead of reacting to expenses.
$146,000 • Capital One • 0% intro • Jun 2026
Monica D.
Cleaning Services · Tulsa, OK
Before we moved into funding, my credit profile went from 636 to 722 over about 6 months. For me, the goal was simple: take care of payroll while a property-management client was paying on net-60 terms without creating a cash crunch somewhere else. The $37,000 in business credit through Intuit gave me enough room to do that and still keep cash available. It felt like a financing plan, not a guessing game, which gave me a much better framework for future equipment, payroll, and growth decisions.
$75,500 • Capital One • 0% intro • Jun 2026
HOW THE TRAINING WORKS
Reserve your seat
Attend the online training
Leave knowing your profile and next move
Save your seat
Show up at your time
Leave with your profile + next move
F.A.Q
Is this a sales webinar in disguise?
No. We're going to teach you the Funding Profile framework and show you how to identify what may be helping or hurting you. If you're interested in getting help afterward, we'll explain an optional next step. There's no requirement to work with us.
What if my credit is damaged?
Then you may get even more value from this workshop. You'll see which parts of your profile may need attention before funding should even be the priority.
What if I can't make the time I picked?
Pick the session that fits your schedule when you register. There are new sessions every day. Your confirmation email will include the date, time, and personal join link for your selected session.
Do I have to share my credit report to attend?
No. Signing up only asks for your name and email, and your phone if you want text reminders. Attending the training isn't a credit application.
THIS IS FOR YOU IF
You run an operating business • You've been denied or low-balled and nobody told you why • You want the fix in order, not another application
NOT FOR YOU IF
No entity yet and no revenue plan • You're looking for "guaranteed money" • You want to skip the fix and go straight to the bank
STOP GUESSING. SEE YOUR FILE THE WAY A LENDER DOES.